Ken Harvey

The Founder began his career in employee benefits following college and service in the U.S. Marine Corps.  He learned industry basics from Jefferson Pilot working in their Miami, Dallas, Pittsburgh and Charlotte offices.  After excelling in these venues, the founder oversaw account management of the insurance company’s largest group clients in Charlotte- two large banks, an energy company, and large textile and furniture manufacturers.  He learned how to fulfill the healthcare benefit needs of large organizations; then applied those principles to groups of all sizes.

The founder acquired Corporate Benefits Service (CBS), a third party benefit administration firm for self funded employer sponsored health plans.

For over thirty years under his direction, CBS has consistently reduced employer client healthcare costs below industry benchmarks while improving employee satisfaction with their benefits.

The founder created Culpepper Devereaux to guide employers through the jungle of predatory practices extracting value from benefit plans trying to attract and retain good employees without draining company profits.  This is our founder’s full time mission. One of his favorite quotations comes from Teddy Roosevelt.
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Teddy Roosevelt: It is not the critic who counts, not the man who points out how the strong man stumbles or whether the doer of deeds could have done better. The credit belongs to the man who is actually in the arena.  Whose face is marred with dust and sweat and blood; who strives valiantly, who knows great enthusiasm, who spends himself in a worthy cause, who at best knows in the end the triumph of high achievement and who at worst if he fails while doing greatly, so that his place will never be with those cold and timid souls who neither know victory nor defeat.